CALL FOR A FREE CASH OR INSURANCE BASED QUOTE
Get a contractor to inspect the roof, gutters, screens, fencing, garage panels and personal property for hail and wind damage. If you want, we will have a Licensed Adjuster professionally inspect your home for you - FREE.
If warranted - call your insurance company and request a free storm damage inspection from their representative. Note: Many people find it easier to call in the request with contractor present or on a three-way call (since they will know how to quickly move through this call). FYI: *Homeowner's insurance rates cannot be increased in Texas for a roofing claim if it is due to an act of God (storm related = ie: hail/wind).
The insurance company will send someone to inspect your roof. It is a good idea to have a contractor present at this meeting since they may poit out some things the inspector could miss. The meeting will take about 30 minutes and you actually do not need to be there while they review damages unless you have interior damage (leaks etc) which require entering the home and/or you have dogs, locked fences etc.
If damage is found, you will get a detailed report as to what the insurance company will cover shortly after the inspection. Give this to your contractor immediately and they will make sense out of it for you. *Things to know - deductibles in Texas are very regulated. If you and a contractor "waive" a deductible in a "secret handshake deal" - you can both be charged with a crime and these crimes are being pursued by the state of Texas. If the deductible is something concerning for you - Just talk to your contractor... Sometimes you can leave some of the ancillary items off of the project - like damaged screens, fence staining, dented garage panels etc... and this can provide a zero out of pocket situation for getting the roofing part of the job completed. Many companies like ours also has finance options for a deductible or other remodeling items you may want to consider like painting etc.
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